In an interesting article in The Washington Post, “5 Myths About Health Care Around the World,” the author, T.R. Reid, says he has traveled the world studying how other developed democracies provide health care. Reid writes, “Instead of dismissing these models as ‘socialist,’ we could adapt their solutions to fix our problems.”

Reid writes, “The key difference is that foreign health insurance plans exist only to pay people’s medical bills, not to make a profit. The United States is the only developed country that lets insurance companies profit from basic health coverage.”

These are the five myths Reid identifies:

1. It’s all socialized medicine out there. Not so. Many wealthy countries — including Germany, the Netherlands, Japan and Switzerland — provide universal coverage using private doctors, private hospitals and private insurance plans.
2. Overseas, care is rationed through limited choices or long lines. Generally, no. Germans can sign up for any of the nation’s 200 private health insurance plans — a broader choice than any American has. If a German doesn’t like her insurance company, she can switch to another, with no increase in premium. The Swiss, too, can choose any insurance plan in the country. In France and Japan, patients can go to any doctor, any hospital, any traditional healer. There are no U.S.-style limits such as “in-network” lists of doctors or “pre-authorization” for surgery. You pick any doctor, you get treatment — and insurance has to pay.
3. Foreign health-care systems are inefficient, bloated bureaucracies. Much less so than here. It may seem to Americans that U.S.-style free enterprise — private-sector, for-profit health insurance — is naturally the most cost-effective way to pay for health care. But in fact, all the other payment systems are more efficient than ours.  U.S. health insurance companies have the highest administrative costs in the world; they spend roughly 20 cents of every dollar for nonmedical costs, such as paperwork, reviewing claims and marketing. France’s health insurance industry, in contrast, covers everybody and spends about 4 percent on administration. Canada’s universal insurance system, run by government bureaucrats, spends 6 percent on administration. In Taiwan, a leaner version of the Canadian model has administrative costs of 1.5 percent; The world champion at controlling medical costs is Japan, even though its aging population is a profligate consumer of medical care. On average, the Japanese go to the doctor 15 times a year, three times the U.S. rate. They have twice as many MRI scans and X-rays. Quality is high; life expectancy and recovery rates for major diseases are better than in the United States. And yet Japan spends about $3,400 per person annually on health care; the United States spends more than $7,000.
4. Cost controls stifle innovation. False. Any American who’s had a hip or knee replacement is standing on French innovation. Deep-brain stimulation to treat depression is a Canadian breakthrough. Overseas, strict cost controls actually drive innovation. In the United States, an MRI scan of the neck region costs about $1,500. In Japan, the identical scan costs $98. Under the pressure of cost controls, Japanese researchers found ways to perform the same diagnostic technique for one-fifteenth the American price. (And Japanese labs still make a profit.)
5. Health insurance has to be cruel. Not really. American health insurance companies routinely reject applicants with a “preexisting condition” — precisely the people most likely to need the insurers’ service. … Foreign health insurance companies, in contrast, must accept all applicants, and they can’t cancel as long as you pay your premiums. The plans are required to pay any claim submitted by a doctor or hospital (or health spa), usually within tight time limits. The big Swiss insurer Groupe Mutuel promises to pay all claims within five days. “Our customers love it,” the group’s chief executive told me. The corollary is that everyone is mandated to buy insurance, to give the plans an adequate pool of rate-payers.

Yesterday, I filed to become a candidate for Kettering School Board in November’s election. I turned in my petitions to the Montgomery County Board of Elections, with a total of 231 signatures, and I paid the required $30 filing fee. I thought I had 232 signatures, but I discovered that the election rules prohibit candidates from signing their own petition and, so, I had to scratch out my own name.

The Board of Elections will announce on Tuesday, August 25, the names of all of the certified candidates in the county. 150 signatures are required to be verified in order to be certified by the Board of Education as a candidate for election to the Kettering School Board, so I have 81 extra signatures; 35% of the signatures I turned in could be discarded and I would still meet the 150 requirement, so I should make it. But I’ll know for sure on August 25.

Several people said, flat out, they never sign anything and refused to sign. But these were the rare exception. Overall, everyone I spoke with was overly friendly and encouraging. I enjoyed walking the neighborhood, and, a side benefit, on the hot and humid days as I walked the walk, I must have lost five pounds.

I was surprised that at two houses the person answering the door asked, “Are you a liberal or are you a conservative?” It is interesting how pervasive the liberal / conservative frame of reference has become. I felt pressed for time, but in both case I took the time to explain some of my views about the purpose of public education and about how public education might be improved. “But are you a Democrat or are you a Republican?” one man demanded. You can’t expect your efforts to make a better world to be appreciated by everyone, I guess.